Housing Affordability Crisis: In a recent video, I break down exactly why buying a home has become so difficult for ordinary people.
In the video, I explain the housing affordability crisis in the UK. If you are struggling to buy a house right now, make sure to watch this one until the end.
Not only does the video give you a diagnosis of the problem, it also gives you a solution! If you take action on what you learn, you can even buy a house this year! No matter your income, make sure not to miss this one!
In the 1980s a deposit on a house was about 14% of a couple’s annual income. You could save that in about 9 months. In 2026, it requires 78% of a couple’s annual income, taking an average of 4 years to save!
In this article, I will give you 5 reasons we have a housing affordability crisis in the UK! By the end of this blog post, you will understand why people can’t afford to buy a home!
I want people to have an understanding of the true causes of the housing affordability crisis in the UK. That’s why I want this article to reach as many people as possible. However, I need your help to do it!
Please consider sharing this blog post on social media. That way, more people can understand the root causes of the housing affordability crisis. Let’s get accurate information into the hands of more people, so they can take action to protect their financial futures!
Thank you to everyone who takes the time to share this article. It will make a massive difference, and your followers will thank you too.
1. Housing Affordability Crisis: Money Printing!
The central bank, and commercial banks, continually increase the money supply over time. That is why money is worth less now than it was in the past. That hurts savers, and causes inflation. This keeps people poor, because they are unable to save their way out of it!
2. Housing Affordability Crisis: Stagnant Wages!
Despite the fact that prices of goods and services have gone up, wages have not gone up in line with inflation. That means even when you get a pay rise, you are often not any richer in terms of purchasing power. Therefore, you don’t have enough money to save for a house!
3. Housing Affordability Crisis: Mandatory Two-Income Households!
Women entering the workforce was a great thing! It gave women more rights and freedoms. However, what started as an option, soon became necessary to live! Dual-income households became the norm, and mortgage lenders started considering both partners' income when lending. Higher combined incomes allowed house prices to rise further.
4. Housing Affordability Crisis: Stamp Duty!
As people get older, and their children move out, it is normal for them to downsize. In the past, they would move out of their large homes, and families would buy them. Now, many remain in their family home for life.
This is partly due to stamp duty. Stamp duty is a tax on buying property. It disincentivizes movement in the market, making it harder to sell. This slows down house sales, meaning many people end up keeping their property.
5. Housing Affordability Crisis: Rising Rents!
Rents have gone up. This is partly due to taxes and regulations on landlords. An example of this is Section 24, which prevents landlords from claiming mortgage interest as tax-deductible. This means landlords can even end up paying tax on a loss! Section 24 has pushed rents up, meaning renters have less money to save to buy a house.
Housing Affordability Crisis: How To Buy A House This Year!
Despite the housing affordability crisis, you can buy a house this year, regardless of your income. Let me teach you how! Join me at my next introductory online training event!
We have different online trainings throughout the year, each teaching different things. Here is a sample of what you could learn on one of our online introductory webinars:
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The SECRETS to becoming a successful property investor​​​​​​​
     Get immediate and actionable insights to accelerate your property investment journey.
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How to LEVERAGE other people's money to get started​​​​​​​
     Begin to understand the strategies to use to reduce the barriers to getting started.
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How to FIND fantastic property opportunities
     Understand where property professionals source the best deals.
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How to RECYCLE your money again and again
     Don't just do it once, repeat the process to build your property portfolio.
Property investing is not just for the rich! Learn the strategies that thousands of people have used to not only start investing, but become financially free! Tickets are free, so book your property training webinar now. If you are ready to take action, I hope to see you very soon!
