“Our main Unique Selling Point (USP) is that the deal itself is paramount, credit scores and experience are not the overriding factors, unlike other bridging loan providers. We know that our Academy students have undergone an extensive property education programme which provides them with the tools to identify good potential property investments.”

Samuel Leeds

Bridging Finance Company

Samuel Leeds Finance Limited (Samuel Leeds Finance) will provide short-term loans exclusively to businesses whose director(s) are also Academy members to assist in funding property investments. 

Property Investments

The loans will be available to businesses looking to invest in property and would include project such as flips, buy refurbish refinance projects and property developments. They will NOT be available for personal residential property purchases or for any project for personal use. They are strictly loans for property investments made by incorporated businesses.

Loan Amounts

The maximum loan amount will be £100,000 and the minimum will be £30,000. Any loan amount must not exceed 80% of the value of the property against which the loan would be secured.

Security and Costs

All loans will be secured by a first and only charge on the property (a mortgage) in question and the loan will rank ahead of any other outside funding. Samuel Leeds Finance will charge an admin fee of 1% on entry and 1% on exit. The interest on the loan will be 1% interest per calendar month for the first 6 months and 1.5% per calendar month for the following 6 months. The usual loan period is 12 months in total.

Faster Process

Samuel Leeds Finance strives to be faster than traditional bridging loan providers and should be able to provide a decision in principle within 72 hours, sometimes faster.

Academy Members

Simply Log into the Online Portal. 

Complete the “Rate My Deal” and Samuel Leeds Finance Application Forms.

We'll get back to you with a decision in principle, usually within 72 hours. 

Not yet an Academy Member?

You need to be an Academy Member to apply for a loan from Samuel Leeds Finance. As an Academy member you’ll get access to tons of other features such as unlimited one-to-one mentoring, extensive training, networking, business planning, social events and much more.

Click the button below to arrange a call with one of our team

Frequently Asked Questions

Who can apply for a loan?

Any business whose Director is an Academy member. Loans are only made to limited companies, not to individuals. The deal must be a business deal, not a personal residential deal. We do not make loans for personal residential purposes. They are purely business loans.

No, at the moment the loan facilities are only available to an Academy member’s business.

Generally, we will give you a decision in principle within 72 hours.

The minimum sum is £30,000 and the maximum is £100,000. Whatever the amount, it must not exceed 80% of the value of the property (up to 80% loan to value ratio) at any time during the term of the loan.

The standard costs are a 1% admin fee, plus a 1% exit fee. Our standard interest rate charged on the loan is 1% per calendar month for the first 6 months and 1.5% for 6 months thereafter. 

The standard contract is 12 months, so you have to pay the loan back within 12 months. As soon as full payment is made, our security over the property will be released. 

No, there are no penalties for early repayment.

If you default on your payments and cannot make up the shortfall from other sources, you would have to sell the property to pay back the loan.

Yes, the property becomes the security for our loan. In the event of default, you would have to sell the property to pay back the loan.

If the deal is a good deal and we have strong security in the property, your credit rating may not affect your application at all. Every deal is considered on a case by case basis.

Yes, as your property will become subject to a mortgage and the title will need to be checked, although our legal requirements are standard and should be familiar territory to your solicitor. 

We can usually approve applications faster than typical bridging loans (usually within 72 hours) and our loan to value of up to 80% is higher than most other lenders. We also base our decisions to lend predominantly on the deal itself, rather than over-focus on credit scores and experience, which directly benefits businesses which are new to property investing.