Tim Gray

Mentor

Hi, I’m Tim. I’m a Chartered Accountant and property investor with a background at KPMG, combining deep technical rigour with an entrepreneurial approach to wealth building. I specialise in helping investors structure their finances and businesses in a way that is both compliant and highly tax efficient, focusing not just on how to report income, but on how to keep more of what you earn over the long term.

My work centres on tax planning, corporate structures, and deal stress testing. I advise on Limited Companies, holding company structures, SSAS pensions, and advanced ownership models, and I’m known for uncovering allowances, reliefs, and legitimate strategies that are often missed by traditional high street accountants. I also excel in creative yet fully legal financing solutions, such as inter-company loans, helping investors overcome financial constraints without cutting corners.

My teaching style is analytical but highly practical, often using real-world stories and examples to bring complex tax concepts to life. I work best with investors who have, or are building, more complex portfolios and want confident, forward-thinking financial structures that can stand up to scrutiny.